Fair Credit Reporting Act
The collection of information about a potential customer enhances the quality of the credit granting decision. That same information also has strategic implications: it can strengthen a company's understanding of its customer base and lead to expanding that base. NACM Business Credit Reports leverage the accounts receivable contributions from a national membership base to provide a wealth of trade information, across multiple industries, nationwide. NACM and its partners also provide international business credit reports on companies worldwide.
NACM National Trade Credit Report is the result of strength in numbers. Accounts receivable data contributed by NACM members nationwide is compiled into one strong national report. Over 26 NACM affiliates representing over 10,000 member companies currently participate
Gathering the most predictive information about a customer beforehand in order to assure that a company will get paid will reduce the risk of playing the guessing game. NACM can provide you with the most up-to-the-minute information about your customers that's available in the business today - saving time, money, and ensuring a completely sound and informed credit decision. NACM is an industry leader in providing predictive data and credit reporting tools to companies that use credit information to compete in their marketplace.
NACM understands that business credit reports are the keystones that help credit professionals make sound credit decisions.
NACM can provide credit professionals with the most complete, objective, and accurate business credit reports available.
- NACM Business Credit Report (NACM National Trade Credit Report)
- Experian Information Solutions
- Equifax Credit Services
- Dun & Bradstreet Information Services (D&B)
- Cribis/Skyminder Business Credit Reports (international)
Consumer Credit Reports
Access to all three credit bureaus - TransUnion, Experian and Equifax, all with no contract commitments, are available through our partner OneCreditSource.
NACM-SE and the CIC Network provide members access to more the 5 million subject companies and over 7 million trade lines
Members have the ability to create an interface wherein they can mine specific data elements from our database and incorporate them into internal decision models.
For more information on how this may benefit your organization please contact Todd Elliott.
Non-members too can access Experian Business Credit Reports
Experian offers three credit reports for non-members that include: Business Credit Scores, accurate information from objective sources, extensive trade and collection data, financial information on public companies, and public record data such as liens, judgments, bankruptcies and UCC Filings. To view samples or to order, click their banner
Contact, credit reporting manager, Vickie Harvey for more information and pricing.
Consumer credit information is also available, but is to be used for commercial credit decisions only. If insufficient trade and other information is not available, obtaining the personal credit record of a proprietor, partners, guarantor or potential guarantors of business liabilities is permissible.